Core Mortgage Financial Team, in Florida believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a mortgage lender to underwrite a home mortgage loan. That’s where the Core Mortgage Financial Team comes in. Servicing Naples, Bonita, Fort Myers and all of Florida, our mortgage company is focused on you, our client. With streamlined home mortgage qualifying, competitive wholesale rates, and world class service, easier and simpler to understand. Our Naples and Lehigh Acres based mortgage brokers start by assigning each of our clients an individual loan originator to work with you from start to finish. You will get your originator’s desk number, cell phone number, and email.
If you’ve got a question, we’re on call. Your mortgage broker will review your specific situation and find a mortgage lender and home loan program that is tailored to match your needs. We’ll review each option with you in depth so that you can decide what’s the best mortgage for you. Then we’ll make it happen. There’s never an mortgage application fee, so give us a call today. 239-287-3691
From your first home mortgage to a second vacation home, investment property to condos and down to VA home financing. If you’ve got a problem, our mortgage company has got a solution. Call Core Financial Company today!
Core Mortgage Financial Team
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Core Financial specializes in home Mortgage loans, jumbo loans, FHA/VA mortgages and home refinancing solutions not just in Southwest Florida, but throughout the entire state of Florida. Headquartered in Naples Florida, call our mortgage specialists today to get started. Our highly trained mortgage brokers will find the home mortgage loan that will match your exact needs.
With streamlined qualifying, wholesale mortgage rates, and world class service, Core Financial takes the headache out of home mortgage financing.
Preparing to obtaining a new mortgage or refinance an existing home mortgage takes some pre-planning, and working with a Naples mortgage broker can help you identify your best mortgage lending options. At Core Financial, we’ll work to ensure you a quick and easy process. Here is an overview of what to expect.
Your first step will be to complete a pre-application form. Once submitted, you’ll quickly be contacted by a licensed mortgage broker. We understand the urgency in being approved for a mortgage so you can move quickly. Let us “wow” you with our fast turnaround times.
Once you’ve completed our secure online mortgage application and have spoken to a Core Financial representative, you’ll then be asked to send in documentation so your current financial situation can be evaluated. Core Financial has the electronic tools to help our clients securely send in their documents through our private server. Core Financial makes it safe and easy for you to have a 100% paperless loan experience.
One of the benefits of choosing a mortgage broker over a Naples mortgage lender is the ability to shop for the best interest rates and loan terms. We’ll search within our vast lender portfolio to help you choose the best lender that is able to meet your current financial requirements and offer you the best possible mortgage rates.
During the review process, the underwriter will evaluate your income, assets, credit history, and any other documentation you’ve provided. If additional verification is needed, the underwriter will send a list of additional documents required to complete the transaction. A Core Financial representative will contact you and outline what further paperwork is needed. Please submit your documents quickly to avoid delays in the mortgage loan process.
A mortgage lender requires a property appraisal to determine a home’s value. This house appraisal is an independent estimate of the property value. The appraiser will review recent comparable sales in the area and make an opinion of value.
Once all documentation has been submitted and reviewed, your mortgage loan is ready for approval, and you’re clear to close on your Southwest Florida new mortgage. At this time, your final home loan commitment is issued, and you’ll receive your funding.
At this point, the mortgage lender sends the final loan package to your attorney or the title company. You can sign your mortgage loan package in person, with a mobile notary, or digitally if the mortgage lender allows e-sign. Upon completion, the mortgage lender and title company finalizes the transaction. If you’re purchasing a first or second home in Naples or Fort Myers, you’ll receive the keys to your new home at this time. If you’re refinancing your Southwest Florida home, you can now enjoy the savings!
If you’re seeking a mortgage loan in Naples, Bonita Springs, Fort Myers or any place in Florida, contact us today, we’re happy to give you a quote.