Many home buyers think that home inspections are automatic and requested by lenders. Oftentimes, this is not the case, in fact, most lenders do not require a home inspection unless…
Category: FHA Mortgage Loans
Hidden Costs of Home Ownership
There is little doubt that when you are saving money to buy a home, one consideration is the overall cost of the home and what rate of interest you are…
Florida Flood Insurance
Florida residents are often plagued with tropical storms and hurricanes. Several areas of Florida fall into areas known as flood zones, meaning that lenders will require homeowner’s to carry flood…
A Variable or Fixed Rate Mortgage?
Whether you are purchasing a home or refinancing a home, you will be faced with several decisions. One of these decisions is whether to apply for a variable rate (or…