Importance of a home inspection

Importance of a home inspection

Many home buyers think that home inspections are automatic and requested by lenders. Oftentimes, this is not the case, in fact, most lenders do not require a home inspection unless…

Hidden Costs of Home Ownership

Hidden Costs of Home Ownership

There is little doubt that when you are saving money to buy a home, one consideration is the overall cost of the home and what rate of interest you are…

Florida Flood Insurance

Florida Flood Insurance

Florida residents are often plagued with tropical storms and hurricanes. Several areas of Florida fall into areas known as flood zones, meaning that lenders will require homeowner’s to carry flood…

A Variable or Fixed Rate Mortgage?

A Variable or Fixed Rate Mortgage?

Whether you are purchasing a home or refinancing a home, you will be faced with several decisions. One of these decisions is whether to apply for a variable rate (or…